Accept & send payments worldwide — from one unified platform.
CitiPay is a comprehensive pay & collect technology that supports major credit/debit cards, leading cryptocurrencies, and IBAN transfers to and from accounts around the world. Built for speed, reliability, and enterprise control.
Solutions built for modern commerce
From checkout to payouts, CitiPay provides a clean, reliable stack for businesses, platforms, and institutions.
Accept Payments
Card checkout, payment links, and hosted invoicing — optimized for high conversion and global reach.
Send Payments
Payouts to cards, crypto wallets, or IBAN accounts with confirmations, tracking, and auditability.
API & Integrations
REST endpoints + webhooks for events (paid, pending, failed, settled), with sandbox-ready workflow.
One platform. Three major rails.
Support for major credit/debit cards, top cryptocurrencies, and IBAN transfers worldwide.
Credit & Debit Cards
Accept card payments globally with clear status updates and settlement reporting.
- ✓Fast checkoutHosted checkout + payment links for rapid deployment.
- ✓Transaction controlsLimit rules, velocity checks, and risk flags (configurable).
- ✓Settlement visibilityTrack processing → settlement with reference IDs.
Crypto Currencies
Collect and send payments using major crypto assets while maintaining clear accounting traces.
- ✓Major assetsBTC, ETH, and major stablecoins (configurable list).
- ✓Address / memo supportPer-invoice wallet addressing and confirmations.
- ✓Audit-friendly logsHash references + status timeline for each payment.
IBAN Transfers Worldwide
Send and receive through IBAN accounts with full references and reconciliation support.
- ✓Global transfersCross-border IBAN support (subject to banking rails).
- ✓References & reconciliationStructured references for accounting and matching.
- ✓Role-based accessUsers, permissions, and approval flows for teams.
Unified Dashboard
Monitor balances, settlements, chargebacks/disputes (where applicable), and outbound payouts.
- ✓Multi-wallet viewFiat and crypto in one place with clear separation.
- ✓StatementsExport-ready reports and API-driven ledger data.
- ✓NotificationsWebhooks + email alerts for payment events.
How it works
Deploy quickly, keep control, and scale operations with repeatable payment primitives.
Create account & compliance profile
Set up company details, team members, and risk settings to match your operational model.
Choose rails: Cards / Crypto / IBAN
Enable collections and payouts across rails, set references, and define settlement preferences.
Integrate via dashboard or API
Use hosted checkout, payment links, or REST APIs + webhooks to automate your flows.
Security & control, by design
Modern security foundations with operational guardrails for teams and enterprise deployments.
Operational security
- ✓Role-based accessAdmin, finance, auditor, operator roles (extendable).
- ✓Approval workflowsOptional 2-person approval for payouts and changes.
- ✓Immutable audit trailEvent timeline for every transaction and configuration.
Data & platform
- ✓EncryptionTLS for transport, encrypted secrets at rest (implementation-ready).
- ✓Tokenized sessionsSecure sessions with rotation and device tracking.
- ✓MonitoringRate limits, anomaly signals, and alerting hooks.
Pricing that scales
Start lean, then expand capabilities as your transaction volume grows.
Starter
Dashboard access, payment links, basic reporting.
Business
API + webhooks, advanced reporting, team roles.
Enterprise
Approval workflows, custom routing, dedicated support.
Ready to launch CitiPay on citipay.cc?
Next step: we’ll connect this homepage to your login, then build the PHP + DB backend (users, roles, sessions, OTP, wallet ledger, transactions, settlement logs, and admin dashboard).